Linda Cook: Deep concerns here - I don’t have insurance for one reason - I can’t afford it. Now we have the biggest tax increase in history, an incredible burden on the middle class, never mind all those glowing campaign promises and a stumbling economy. The chances of finding the kind of job that could provide insurance are becoming smaller so the dilemma is: Do I stop eating or paying my mortgage to buy insurance or do I take a huge hit to my budget because of my inability to buy insurance? I have a theoretical gun to my head and nothing in my pockets to pay the mugger.

Question: How can you make people pay money they don't have for health insurance?