I know, I know. Disqus can be a pain in the butt (esp. when “Recent Comments” feature is malfunctioning). But I just used comment photo ftu for first time (under Cindy's Dream link). Great stuff. All you have to do to post a photo under the comments section is to click on blank space of comment screen, which will create a drop-down box. You'll see a photo icon in the lower lefthand corner. Click on that and download photo (from Desktop or wherever) as you do for Facebook. Have fun. I just did.
Question: Have you used Disqus comment photo feature yet?