New rules governing long-term care insurance will be reviewed Thursday at a Spokane hearing to be conducted by state Sen. John Moyer and the Washington Insurance Commissioner’s office.
The proposed rules redefine community-based and home care, protect consumers from rate volatility, and require more complete disclosure by insurers.
Long-term care covers adult day care, home health services, and nursing home services. Under the new rules, insurance coverage will apply when individuals can no longer manage two of five activities: bathing, dressing, eating, continence and movement from room to room.
Insurance Commissioner Deborah Senn said the rules will increase the affordability and accessibility of long-term care policies.
The hearing starts at 2 p.m. in the Spokane City Hall Council Chambers.