Come Prepared To Drive Home In A New Rig

With all those vehicles on display, the International Auto Show ‘97 is a great place to come and dream

But it’s an even better place to come and buy.

The Spokane auto show is a “selling” show, which means all the local dealerships will be on hand with pencils sharpened and ready to cut a deal.

You can bet they’ll be dealing.

This year, you’ll find that manufacturers have worked overtime finding ways to hold the line on price. Moreover, interest rates have remained low for the past year and a whole range of lease programs are available.

The bottom lines is that there might not ever be a better time to lease or buy a new vehicle.

All the dealerships can offer you financing packages, plus a number of independent financial institutions will be on hand to make your life easier with instant financing.

If you don’t want to buy, a short-term lease might be the answer: a lease can cut your monthly payments by as much as a third over what you would pay to buy.

Plus, you enjoy the security of always driving a car that’s under warranty.

So, why not make this the year you drive a new rig home from the auto show? It’s easy if you come prepared. Here’s what you will need to bring with you in order to leave the show a proud, new owner.

Verification of employment:A recent pay stub or a W2 will do. If you are self-employed, bring along tax returns for the past two years.

Personal financial information: Bring a record of everything you presently own. Lenders need to know your current credit load before they can determine the amount you can borrow. They will run a credit check on the spot, so any debts you forget to list, or that your under-report, will show up.

Title or lien of any trade-in: If you have a vehicle which you would like to trade in, bring either your title or lien-holder information. Before the show, call the lien-holder (bank or other financial instituion) to determine your pay-off amount.