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The Spokesman-Review Newspaper
Spokane, Washington  Est. May 19, 1883

Rate monitor

The Spokesman-Review
Rate monitor

Deposits

All yields are annual. Top number is rate, bottom number is yield.

MMA: Money market account (personal) — rates for $2,500 balance.

CD: One-year certificate of deposit — rates for deposits of $5,000.

IRA: Individual retirement account — one-year rates for deposits of $2,000.

Loans

All loans rates are given as “annual percentage rates” (APR), which take variations in loan fees into consideration. Actual rates may vary, depending on loan fees, other costs paid when the loan is initiated and deviations from the following assumptions. All SPRs are based on 80-percent financing (LTV), or 20-percent down, and include loan fees, if any.

Mortgage: 30-year fixed and one-year adjustable rates for $100,000.

Home improvement: 10-year, fixed-rate for $20,000, secured by equity.

New auto loan: 60-month, fixed-rate for $10,000.

Used auto loan: 48-month, fixed-rate for $7,000, on 1- to 3-year-old model.
DEPOSITSLOANS
INSTITUTIONMMACDIRAs

Fixed

Mtg.

Adj.

Mtg.

Home

Imp.

New

Auto

Used

Auto
Bank of America

0.55

0.55

1.54

1.55

1.88

1.90
6.414NA7.9511.7412.745
Banner Bank

1.49

1.50
3.923.926.1655.7897.317.4139.17
State Farm Bank

1.49

1.50

4.16

4.25

4.16

4.25
6.6986.0526.995.245.49
US Bank

0.20

0.20

3.63

3.70

3.63

3.70
6.4185.632NANANA
Washington Mutual

0.25

0.25

2.67

2.70

2.67

2.70
6.3045.2517.6599.6259.75
Wells FargoNANANA6.4186.648.9639.7069.706
State Average

0.79

0.79

1.35

1.36

1.31

1.32
6.2325.2997.3976.7857.229

Rates effective Friday.

*Offered through a subsidiary mortgage company or correspondent.

INA: Information not available.

NO: Not offered.

Source: Informa Research Services

Calbasas, Calif.