1 Creates a government-run “public option” to offer coverage.
2 Sets up insurance “exchanges” where consumers can easily compare plans.
3 Requires nearly everyone to obtain health insurance by 2013.
4 Requires health plans to allow children to remain on parents’ policies until their 27th birthday.
5 Provides federal financial help for lower- and middle-income consumers to obtain coverage.
6 Bars insurers from denying or limiting coverage because of pre-existing conditions.
7 Bars insurers from imposing lifetime limits on coverage.
8 Expands Medicaid coverage.
9 Imposes 5.4 percent surcharge on adjusted gross incomes of more than $500,000 for individuals and $1 million for joint filers.
!0 Imposes penalties on people and businesses who fail to comply.