November 20, 2011 in Business

BBB Tip of the Week

 

“Foreign Currency Fee Litigation Settlement Fund

THIS IS A CHECK. Sign Reverse for Redemption

THE HUNTINGTON NATIONAL BANK”

The check is in the mail, but is it any good? “Oh, brother,” I said Friday, when my husband handed me the small blue card he’d just taken from our mailbox. A random check for $18.04 from strangers. Sounds like a scam. But it says we were improperly charged foreign transaction fees on our card during the years 2000-2006. We did travel to England in 2003. So, it could be legitimate.

How to find out? First, I ran the phone number through www.bbb.org. Nothing. So I checked the card to see what court it was coming from. Again, nothing. Printed on the check was the website www.ccfsettlement.com, so I Googled “CCF Settlement” plus “scam” and “fraud.” Some page results say it is a phishing scam. Others insist it’s real. I clicked on Snopes (www.snopes.com), a website I trust, and it says the settlement is legitimate. So does MSN Money.

Digging deeper: I proceeded to the CCF website. It listed the judge’s name and the name of the court: Honorable William H. Pauley III, U.S. District Court Judge for the Southern District of New York. Next step: Contact the court independently. On www.nysd.uscourts.gov I verified Judge Pauley’s existence. I was about to email the court, or at least search the website for the lawsuit, but then I noticed that there were two phone numbers on the check. The one I had used was actually for a second lawsuit against American Express. We don’t have an AmEx card. So I ran the first number (800-945-9890) on bbb.org. It came up with “US District Court Administrator in Philadelphia, PA.” and “Currency Conversion Fee, Antitrust Litigation” as well as the card’s website. Very good. Since this file was started by the BBB in 2007, we would have heard by now if it were a scam. Looks like I just earned $18.04.

More info or to report scams: Visit the BBB website at www.bbb.org. Call (509) 455-4200 or (800) 356-1007.

Holly Doering, BBB editor

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