States get $762 million of settlement
| Settlement shares | Description |
| Loan relief
Washington $483 million Idaho $75 million | Programs to benefit homeowners include loan modifications and principal reductions for qualifying delinquent borrowers. Goal is to help those who cannot afford current payments but have a reasonable chance of succeeding with a reduction in the amount they owe. |
| Underwater refis
Washington $84 million Idaho $15 million | Refinancing homes worth less than the amount owed. Borrowers who qualify must be current on payments on a mortgage owned by one of the five servicers in the settlement. |
| Foreclosure payments
Washington $24 million Idaho $10 million | Borrowers not properly offered loss mitigation or who were otherwise improperly foreclosed on will be eligible for a one-time payment of $1,500 to $2,000, for foreclosures between Jan. 1, 2008, and Dec. 31, 2011. |
| Other payments
Washington – $57 million Idaho – $14 million | States will receive cash payments for additional foreclosure relief and housing programs, plus civil penalties and attorney fees. |
| Total settlement shares
Washington $648 million Idaho $114 million |
Where to go for help
For loan modifications and refinance options, borrowers may be contacted directly by one of the five participating mortgage servicers. Consumers may contact the banks directly for additional information:
Bank of America: (877) 488-7814; Citi: (866) 272-4749; Chase: (866) 372-6901; GMAC: (800) 766-4622; Wells Fargo: (800) 288-3212