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November 28, 2012
Amanda Whitlock photo

FILE - This April 13, 2006, file photo, shows Sandra Hayes of Florissant, Mo., who split a $224 million Powerball jackpot with a dozen co-workers in 2006. As the drawing for a $500 million Powerball jackpot approaches, Wednesday, Nov. 28, 2012, past winners of mega-lottery drawings and financial planners have some advice: stick to a budget, invest wisely, learn to say no and be prepared to lose friends while riding an emotional roller-coaster.

Julie Jacobson photo

A crowd, consisting of residents from California and Nevada, lines up outside the Arizona Last Stop convenience store and souvenir shop to buy Powerball tickets, Tuesday, Nov. 27, 2012, in White Hills, Ariz. There has been no Powerball winner since Oct. 6, and the jackpot already has reached a record level for the game of over $500 million.

Julie Jacobson photo

Arizona Last Stop shop employees sell Powerball tickets to customers who waited in line for more than an hour, Tuesday, Nov. 27, 2012, in White Hills, Ariz. There has been no Powerball winner since Oct. 6, and the jackpot already has reached a record level for the game… $500 million.