Trailhead Ladies Golf Club – Meets through the season at the Trailhead Golf Course, 1102 N. Liberty Lake Road, Liberty Lake. Call Cleo at (509) 926-3281 for more information.
Wandermere Ladies 9-Hole Golf Club – Meets Wednesdays, April-October. New members are welcome. Contact Judy Drake at (509) 466-1722 or Charmaine Kolb at (509) 466-3896 for more information.
Wandermere Ladies 18-Hole Golf Club – Women golfers of all skill levels are welcome. Group plays Thursday mornings. Contact Joyce at (509) 465-9995 to sign up and for more information.
Wellness Walking Club – Meets Wednesdays, 5:30-6:30 p.m., at Fairmount Memorial Park, 5200 W. Wellesley Ave. Call (509) 747-4029 for more information.
Inland Northwest Car Club Council – Meets the last Tuesday of the month, 7 p.m., at Timber Creek Grill Buffet, 9211 E. Montgomery Ave., Spokane Valley. For more information, call Duane at (509) 209-3479.
Northwest Fords Unlimited Car Club – Meets the second Wednesday of the month, 7 p.m., in the banquet room at The Maxwell House Restaurant, 1425 N. Ash St. Call (509) 924-8454 for more information.
Spokane Model T Club – Meets the first Friday of the month, 7:30 p.m., Opportunity Presbyterian Church, 202 N. Pines Road, Spokane Valley. For more information, call (509) 455-8997.
Coeur d’Alene Chorus – Rehearsals on Monday, 7 p.m. at Church of Christ, Fourth Street and Hanley Avenue; new members welcome; (208) 777-8554.
Coeur d’Alene Chapter of the Idaho Writers League – Meets the second Wednesday of the month, 9 a.m.-noon, at the Jewett House, 1501 E. Lakeshore in Coeur d’Alene and the third Thursday of the month, 6:30-9:30 p.m. at Lutheran Church of the Master, 4800 Ramsey Road; (208) 687-2900.
Coeur d’Alene Coin Club – Meets the first Tuesday of the month at 7 p.m. at Coeur d’Alene IHOP, 2301 N. Fourth St.; newcomers welcome; (208) 773-8710.
Coeur d’Alene/Hayden Letips Chapter – Meets Tuesdays from 11:30 a.m.-1 p.m. at Azteca Riverstone in Coeur d’Alene; to RSVP, call Sharon, (208) 664-2879.
Coeur d’Alene High Booster Club – Meets the first Monday of the month at 5 p.m. at the school; (208) 667-4507.
Coeur d’Alene “Miniacs” – Meets the second Saturday of the month at Lyle’s Fabrics, 600 E. Best Ave. (208) 667-7553 or (509) 474-0726.
Coeur d’Alene Toastmasters Club No. 247 – Meets the second and fourth Thursdays of the month at 6:30 p.m. at Elmer’s Restaurant, 300 W. Neider Ave.; call Mark, (208) 664-6359.
sponsored According to two 2015 surveys, 62 percent of Americans do not have enough savings to handle an unexpected emergency, much less any long-term plans.