Prenups advised for older couples

Dear Annie: I am a 61-year-old woman. I am retired, and I live off of my investments, which generate enough income for me to live comfortably.

I’ve known “Joseph” for 25 years, but we have only begun dating in the past six months. Despite having a high-paying job, Joseph has only a quarter of the assets that I have. He is talking marriage, but I’m afraid if we later divorce and divide our combined assets, I would no longer be able to afford to stay in my house.

I love Joseph, but I worry about this.

What do you think of a prenuptial agreement in our case? – Wedding Jitters

Dear Wedding: We are in favor of prenups whenever one party enters a marriage with substantially more assets than the other. It is particularly important later in life when a financial setback is more difficult to recoup.

Dear Annie: A co-worker of mine sent a wedding “Save the Date” card addressed only to me. I’ve been married for eight years. When the invitation came, my name was the only one on the envelope, and the response card was already filled out, marked for one person attending. Obviously, my husband is not invited. After speaking to a few other co-workers, I realized I was not the only one. What should I do? – Minus One

Dear Minus: It is rude to invite half of an established couple to a wedding. But let’s be generous and assume your co-worker doesn’t know any better. She undoubtedly figures that co-workers are in a separate category and she doesn’t need to include their spouses. One of you might inform her that she is incorrect and has unintentionally created some ill-will. Other than that, however, it is your choice whether or not to attend. When the festivities are over, please say nothing more about it. Your work relationship does not need to be affected by her poor manners outside of the office.