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4 questions to avoid getting scammed

If you leave your purse or shopping bags in full view inside your car, you can expect them to be gone when you return. If you receive a check from someone you’ve never met, you can expect it to be counterfeit.

When it comes to financial fraud and identity theft, it pays to be skeptical — and to ask tough questions before you act.

• Was I expecting to receive the offer?

• Does it make sense?

• Is it too good to be true?

• Would my banker or local police encourage me to pursue the deal?

Millions of people are victims of financial fraud each year, losing billions to crooks who use intimidation, fear, and lies to make you act before you think.

“We want to believe no one would betray us, but criminals will do just about anything to talk you out of your money,” says Jim Fuher, security and fraud prevention manager at STCU, the Liberty Lake-based credit union.

Get proactive! Learn simple steps, as recommended by federal authorities and STCU, for protecting yourself from fraud and identity theft.

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Visit the STCU Money Blog, a commercial-free financial education site to help you stay safe.
 

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