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Opinion

ACA enrollment help

Trump has cut advertising and shortened the enrollment period for Obamacare (ACA). Enrollment began Nov. 1; reports that claim the law has been repealed are blatantly false.

Here are four things to know about the new sign-up period: The enrollment period is shorter – only half as long – ending Dec. 15. Because of the shorter window, you should sign up for coverage as soon as possible to set up an account, update your application, review plan choices, costs and get enrolled in coverage for 2018.

Subsidies are still available; the eligibility rules haven’t changed. Incomes of less than four times the poverty line, about $48,000, are still eligible for help, as is assistance for low-income people who need help paying co-pays and deductibles. Discounts are available for those making between 100 percent and 250 percent of the poverty level, or between about $12,060 and $30,150 for an individual.

There is still a fine for not having insurance. Those that lack insurance could face a minimum penalty of $695 or 2.5 percent of their income next year.

There is enrollment help available at localhelp.healthcare.gov. Enrollment assistance is also available via phone at (800) 318-2596.

Joanna McPherson

Spokane


 

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