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So what’s card companies’ strategy for getting you to use the credit card? Temptation. Issuers have loaded up their high-end credit cards with travel perks and other rewards.
Indian banks scrambled Friday to contain the damage after finding that more than 3.2 million debit cards may have been hacked.
Wendy’s says hackers were able to steal customer’s credit and debit card information at 1,025 of its U.S. restaurants, far more than it originally thought.
Uber is launching a pilot program intended to help the ride-hailing service’s drivers draw their pay faster, an effort that may also fend off emerging payday lenders who are targeting drivers.
NEW YORK (AP) — P.F. Chang’s confirmed Friday that data from credit and debit cards used at its restaurants was stolen.
Emily Languell filed her taxes as quickly as she could this year. She was behind on her car payment, phone bill and other expenses. She needed the refund. Before January had expired, she was at an H&R Block office in north Spokane. Because Languell – a 24-year-old single mother who works at McDonald’s – had not filed her taxes for two years, she wanted help. Expecting a refund, she brought along her bank account information to set up a direct deposit.
NEW YORK — Target says that personal information — including phone numbers and email and mailing addresses — was stolen from as many as 70 million customers in its pre-Christmas data breach. That was substantially more customers than Target had previously said were affected.
Dealing with fraudulent charges on a debit or credit card can be a hassle. The laws protecting credit cards and debit cards are different. The Fair Credit Billing Act limits the financial responsibility of credit card users for unauthorized charges to just $50. Also, if you report a loss of your credit card before it is used fraudulently, you are not responsible for unauthorized charges. If your credit card number is stolen and you still have the physical card, then you are not liable for any unauthorized use.
Target says that about 40 million credit and debit card accounts may have been affected by a data breach that occurred just as the holiday shopping season shifted into high gear.
Bank of America Corp. is nixing its plans to charge a $5 monthly debit card fee. The bank said today that the decision to scrap the plan came after listening to customer feedback in recent weeks.
Members of Congress are asking the Justice Department to investigate whether Bank of America and other major banks improperly worked together to charge customers new monthly fees for using their debit cards.
A Spokane credit union says local consumers are reporting a phone scam aimed at tricking them to reveal debit and credit card information.