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The Spokesman-Review Newspaper The Spokesman-Review

Tuesday, August 20, 2019  Spokane, Washington  Est. May 19, 1883
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Stories tagged: Tom Kelly


Fate of reverse mortgages depends on compromise

The recent exit of Wells Fargo from the reverse mortgage industry will become a critical point in time for lenders and mortgage companies with plans to service the financial needs …


First-time home buyers face tough competition

First-time home buyers are critical to the housing industry. Once they get in the door, this enables the former first-timer to move up. In a nutshell, first-time buyers help to …


Rental homeowners can’t afford to be deceptive

We have some friends who rented a home in the mountains for Memorial Day weekend. It was the only weekend of the summer their entire family could gather. Summer jobs, …


Credit fraud, credit repair two different challenges

An old friend not only was a victim of credit fraud this past year but his family’s passports were stolen two weeks before a long-awaited vacation. Stuart, 60, took all …


Mortgage forgiveness tax relief differs from home-sale loss

Four years ago, the Internal Revenue Service changed the law that required consumers to pay tax on mortgages forgiven by a lender. Those amounts used to be considered taxable income …


Old consumer loan method applied to home mortgage

Refinancing continues to be a hot topic. Many homeowners who are planning to stay in their homes for the long term are trying to find ways to lock in record …


Jobs remain key factor in 2011 housing outlook

The big wild card in the 2011 housing forecast remains employment. Will the predicted improvement in jobs and household formation balance the negative perceptions brought by rising foreclosure rates and …


Jumbo mortgage now available for seniors with pricey homes

A new jumbo reverse mortgage option has finally surfaced for seniors with higher-value homes who have been seeking to tap more home equity than the federally insured FHA program can …


Company’s plan offers hope for ‘underwater’ borrowers

Many lenders have not budged from their prepayment penalties – the practice of charging a significant fee if the borrower refinances or sells within a specific period of time – …


Realtor economist sees ‘fear factor’ going away in ’10

While most housing analysts believe there will be no double-dip recession, the number of foreclosures will continue to hound the industry in 2010. “The only guys predicting a double-dip recession …


TEAM program gives students access to music lessons

For many families, private music lessons are an unaffordable luxury. But thanks to the TEAM Project (Teens Engaging in Alternatives through Music) at Holy Names Music Center, children ages 8-14 …