Take the retirement quiz

Kiplinger.com often posts quizzes as a way to provide information about a range of financial subjects. It’s an engaging and interactive way to pick up information about topics from investing to tax deductions.

Today there’s a quiz up about retirement, which opens with this question:

Your 401(k) balance took a big hit in 2008’s market meltdown, but you’re more than ten years away from retirement. You should:

A - Stop contributing to your retirement plan

B - Transfer all  your money to cash

C - Defer investment decisions until the market rebounds

D - None of the above

You can take the whole quiz — which ranges from relatively simple stuff to some details you may not know — here .

And here’s the answer to the question above: D

Despite the market turbulence, now is not the time to stop investing . In fact, you may want to contribute even more to your retirement account if you can. Your regular contributions will buy more shares at lower prices, putting you in a better position to build wealth when the market rebounds. If you remain on the sidelines, you may miss out on the market bounce.

It may take a little chutzpah to invest more in this climate. Have you increased your investments with an eye on the “market bounce”?