Building permit issues

Sun., March 20, 2005

Samantha Mazzotta King Features Syndicate

Q: We’re planning a major remodeling project this summer. A friend told us we need to get a building permit before starting the renovations, even though everything is being done to the interior. Is he right, and if so, how do we go about getting these permits? — John & Lacy L., Dallas

A: If the remodeling project involves a change or addition to the structure or to mechanical systems in your home, building permits are required by law. Take them seriously, because getting caught doing major work without them can result in fines, trouble with your insurance company and possible difficulties down the road when trying to sell your house.

The best place to start the permit process is at the local (or city) building department, which is probably listed in the blue government pages of your phone book. Several U.S. cities have Web sites, with links to their building departments. Find out what information will be required, what forms need to be filled out, how much the permits will cost (usually based on the cost of the project) and how long they are valid (180 days is typical).

The building department will ask for remodeling plans and cost estimates for the project. It may require two to four sets of construction documents or drawings; a building inspector will also be needed, to review and approve the documents. If the project is approved, you pay the permit fee and will be issued a set of documents that must be displayed at the site (usually in front of your home) for the duration of the project. At the end of the remodeling, a building inspector makes sure the work complies with all codes and permits, and gives approval of the site to finalize the project.

If you are working with a contractor, he or she will likely create the drawings and cost estimates, and may also submit the documents for approval. However, as the owner, you’ll be signing off on permit applications, so stay familiar with the scope of the job. You may also choose the building inspector who will look at the plans, and at the finished project.

Determining whether you need building permits, and then obtaining them, takes a lot of homework and a good bit of legwork. It’s certainly not the most glamorous part of home remodeling, but it’s a necessary part of the process that helps enhance the value of your home and keeps you safe.

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