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The Spokesman-Review Newspaper The Spokesman-Review

Spokane, Washington  Est. May 19, 1883
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Rate monitor

The Spokesman-Review
Rate monitor

Deposits

All yields are annual. Top number is rate, bottom number is yield.

MMA: Money market account (personal) — rates for $2,500 balance.

CD: One-year certificate of deposit — rates for deposits of $5,000.

IRA: Individual retirement account — one-year rates for deposits of $2,000.

Loans

All loans rates are given as “annual percentage rates” (APR), which take variations in loan fees into consideration. Actual rates may vary, depending on loan fees, other costs paid when the loan is initiated and deviations from the following assumptions. All SPRs are based on 80-percent financing (LTV), or 20-percent down, and include loan fees, if any.

Mortgage: 30-year fixed and one-year adjustable rates for $100,000.

Home improvement: 10-year, fixed-rate for $20,000, secured by equity.

New auto loan: 60-month, fixed-rate for $10,000.

Used auto loan: 48-month, fixed-rate for $7,000, on 1- to 3-year-old model.
DEPOSITSLOANS
INSTITUTIONMMACDIRAs

Fixed

Mtg.

Adj.

Mtg.

Home

Imp.

New

Auto

Used

Auto
Bank of America

0.55

0.55

1.54

1.55

1.88

1.90
5.803NA7.5510.83711.841
Banner Bank

1.24

1.25

3.44

3.50

3.44

3.50
5.6845.6737.317.4139.17
State Farm Bank

1.49

1.50

3.83

3.90

3.83

3.90
6.1965.6996.995.245.49
US Bank

0.20

0.20
1.981.985.7875.124NANANA
Washington Mutual

0.25

0.25

1.88

1.90

1.88

1.90
5.7754.8167.4579.6259.75
Wells FargoNANANA5.9136.2918.9639.4559.455
State Average

0.79

0.79

1.35

1.36

1.31

1.32
5.7785.197.3156.6527.173

Rates effective Friday.

*Offered through a subsidiary mortgage company or correspondent.

INA: Information not available.

NO: Not offered.

Source: Informa Research Services

Calbasas, Calif.
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