What is and isn’t covered

What’s covered

• Credit cards

• Credit counseling

• Credit reporting bureaus

• Debt collectors

• Deposit accounts

• Mortgages

• Payday loans

• Prepaid cards (except those issued by the government for benefits)

• Wire transfers

What’s exempt

• Accountants

• Auto dealers

• Lawyers

• Real estate brokers

• Retailers

• Tax preparers