Here’s another incentive to becoming a more cautious driver. Filing a single personal injury claim of $2,000 or more will cause an average motorist’s car insurance premiums to jump by 41 percent, according to a recent study conducted for the website InsuranceQuotes.com. That means paying an average additional $335 per year in premiums.
Those living in California would see their rates skyrocket by an average 86 percent after filing a claim, while living in Maryland would suffer the mildest financial hardship with a typical jolt of 22 percent.
Bodily injury and property damage tend to be the costliest claims in terms of premium enhancement, according to InsuranceQuotes.com data, at an average 45 percent and 41 percent boost, respectively, while simple claims for comprehensive (non-collision) damage triggering comparatively minor bumps at just two percent.
Check InsuranceQuotes.com for the full study with average increases noted for all 50 states and the District of Columbia.
