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Opinion >  Letters

Challenge of electronic banking

For many baby boomers, the transition of everything having to do with cash is becoming a real challenge. To begin with, we seem to be losing our choice of having cash in hand these days. Everything is done electronically online or with some new app now. Employment applications, most all banking, auto deposit and withdrawal, etc., are causing some concern for our generation as we go kicking and screaming into the 21st century. Some of us are unable to keep up with this new technology, and it is accelerating daily.

Am I the only one that sees a problem with the possibility of putting all our eggs into electronic banking? Are we setting ourselves up if the grid goes down, leaving ourselves vulnerable and without funds?

Somehow, having the cash in hand seems much safer than giving all that control to the banking industry. We are living in tenuous times, and giving away power and control over our finances to a system that may not always have our best interests in mind seems to me like giving a fox the keys to the henhouse. I don’t mean to appear paranoid here, but as unstable as our economy is, do we really want to give ultimate financial control over to the “machine” of AI, or do we simply no longer have that choice?

Todd Horner



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