Insurance is usually pretty dang boring - but every once in a while a true jem of a claim crosses the insurance adjuster's desk. Msn.com gives some great examples...

Dog Stories...
The holidays are full of great food and good times - the pooch involved in this case would probably have to agree. After locking itself in the refrigerator, the family dog went on to eat the entire Thanksgiving ham.  The dog suffered from a 'mild case of hypothermia', but no other serious injuries. VPI, Veterinary Pet Insurance, (the largest provider of pet insurance in the US), footed the bill.

A Brain Worth Keeping...
Yep - a real brain. The insurance was asked to replace a human brain. The brain had been a family heirloom, (kept in a jar). After being stolen, the owner turned to the insurance company for help. 

"Well, it was illegal for us to purchase a (human) brain," an agent said. "So we were able to replace it with a plastic brain instead, and he was happy with it."

A Really Artistic Toilet...
Jackson Pollock - one of the generation's most revered artists has work that sells for over $1 million...but what do you do when the work is on a toilet seat? A friend of Pollocks' had a true Jackson-painted toilet seat, which was later damaged in a house fire. 

What do you insure that for? "We had to come to some sort of average between a $1 million painting and a $20 toilet seat," the same agent commented. The man settled for $820 cash.

What's the weirdest insured item that you've heard of? Would you insure any of these items?

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