When e-mail caught on, U.S. Postal Service offerings came to be known as snail mail. But delivery wasn’t the only thing that was slow; so was the feds’ reaction to modern realities. Because of that, the Postal Service will be $7 billion in the red when the 2009 fiscal year ends on Sept. 30. The same deficit is forecast for 2010. The service is supposed to be self-sustaining, but the rapid adoption of e-mail has resulted in a dropoff in demand. Use of snail mail had plummeted by 20 percent since 2000. In the third quarter of this year alone, there was a 14.3 percent decline in business from the previous year. Birthday cards, personal letters, tax returns and billing have all been transformed by the digital age. The Postal Service is hardly alone in suffering from the effects of high technology. Newspapers and other industries have suffered financially, too, but those businesses have the ability to change and adapt. The Postal Service, meanwhile, is saddled with no-layoff contracts, gold-plated benefits packages and mandates that future pension benefits be financed upfront.