Hints from Heloise

Dear Readers: Identity theft is one of the fastest-growing crimes around. It not only can ruin your credit but also can make life miserable.

The Federal Trade Commission has a toll-free ID Theft Hotline you can call to file a complaint or talk with a counselor who has been specially trained. You can call (877) 438-4338 Monday through Friday (6 a.m. to 5 p.m. PST); they will be more than happy to talk with you. These are real people, not an answering service!

The Web site will help you find valuable information about identity theft, and it has complaint forms you can print. You can also request a copy of the education guide “When Bad Things Happen to Your Good Name.” The Web site address is www.consumer.gov/idtheft. Why not take a few minutes to look at the Web site? It is filled with great information. — Heloise