Coming Sunday

Despite being around for more than two decades, reverse mortgages are little-known tools that can help older people stay in their homes as bills mount and incomes stagnate. They allow homeowners 62 years or older to turn the equity in their homes into monthly infusions of cash.

But reverse mortgages are little understood, with a too-good-to-be true aspect that invites skepticism. The National Council on Aging estimates that 13.2 million households are candidates for a reverse mortgage, but since 1989, only about 100,000 households have used one.

Read more on reverse mortgages in Your Money Sunday.