Annie’s Mailbox: Husband wants all retirement funds

Dear Annie: I am hoping to retire in six years. I have been investing some money through my job and have accumulated a comfortable amount. My wife had a similar fund at her job, but took the money out a few years ago. She says she doesn’t know where she spent it, but I’m pretty sure it went to her daughter (from another marriage), the same place the rest of her money goes. We have our own checking accounts, because I was tired of being broke all the time.

When I retire, I would like to move to North Carolina. I know that my wife will never leave her grandchildren. I can’t take money out of my retirement account without her signature and I have no idea how she managed to empty her account without my signature, but she did. Can you give me some advice before the time comes? – Soon to Retire in Florida

Dear Florida: We aren’t sure what you are asking. You already know your wife is not going to abandon her grandchildren. So, it seems you are willing to leave her, but you are concerned she won’t release the money from your account. If she gained access to either account without authorization, talk to someone at your bank or to a lawyer. But ask yourself whether moving to North Carolina is more important than your marriage. And if you divorce, would the account be split anyway?

Please tell your wife what your wishes are regarding your retirement and ask for her input. Would she be willing to come to North Carolina? You seem to have a less-than-loving relationship that you can work on. A lot can happen in six years.

Email questions to anniesmailbox@ creators.com, or write to: Annie’s Mailbox, in the care of c/o Creators Syndicate, 737 Third St., Hermosa Beach, CA 90254.