On Saturday, I assured a disabled woman in my daughter's apartment complex in Portland that there's no way Congress would act irresponsibly, despite the growing number of irresponsible members, and allow this country to default on its debt. She was frightened that she wouldn't have the money to afford the apartment that had been her home for more than a decade. I told her that politicians are timid by nature -- and wouldn't dare incur the wrath of senior citizens who depend on Social Security checks and vote en masse. Well, Congress has just passed the bill to increase the debt ceiling. A pox on both houses of Congress, both parties, and the president for frightening the elderly and disabled in the process. Now for your Wild Card ...