Curt Hecker, CEO of Panhandle State Bank, has an ambitious vision for the future of his rapidly growing bank. Starting in Sandpoint, Hecker wants to build financial centers that offer one-stop "knowledge centers" for customers to take care of their banking, investment and legal needs. Last week, Hecker unveiled an architectural rendering of his vision – a city-block-size building rooted in underground parking and capped with penthouses that surround a four-story atrium. The $40 million building would contain a large community meeting room with a cafeteria and state-of-the-art technology for teleconferencing.