Well, I've worked 10 years beyond a 65 year retirement age in order conserve my retirement investments about half of which are in the stock market. Last month I switched from earned income to withdrawals from investments. Need I say more to make the point. I am seriously considering backing off on criticism of LCDC so I can somehow make new friends and figure out how to get into their bucket of cash. Obviously, I been hanging around with the wrong people over the years. The ones I should have been pals with have already figured it out/Gary Ingram.

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